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Syariah

Home Loans, Does It Include Riba?

Do home loans include riba? Then what about a Muslim who wants to own a house in this way? Let's peel it thoroughly with strong (strong) arguments. Along with the rising trend of house prices, many people find it difficult to buy a house in cash. Not a few people have taken a solution by buying a house on credit or known as a Home Ownership Credit (KPR). Unfortunately this method is considered to violate Islamic law because there is an element of riba. Is that right? Home Loans Include Riba Before answering the question of whether home loans include usury, let's get to know more closely what a Home Ownership Credit (KPR) is. KPR is a financing or loan facility provided by the bank to home buyers within a certain period of time with a certain amount of interest. In the KPR scheme, the bank provides loans to its customers to buy a house....

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Know the Types of Sharia Property Contracts

Sharia property purchases usually use a buying and selling system according to Islamic religious norms. Home transactions that use a Home Ownership Credit (KPR) scheme or direct installments to Sharia property developers usually use an Islamic sale and purchase contract. But do you know what types of contracts are commonly used in purchasing property or houses? Knowledge of sharia transaction contracts is very important to know, especially when you start or are about to migrate to this Islamic method. Sale and purchase contracts in Islam generally regulate transactions clearly and in detail so as not to cause misunderstandings between the seller and the buyer. Things like this are sometimes, consciously or not, we ignore in our daily buying and selling practices and in large transactions. Then what kinds of sharia property contracts can we know? Continue to listen to the following explanation. 1. Murabahah Contract – Sale and Purchase The most commonly used contract by...

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Smart is Staying Away from Riba

Living at this time if you are impatient, then you can enter into humiliation. Living at this time if you are not smart, then it could be a raw material for plunging you in the wrong direction. Life at this time must be smart and patient, especially in the midst of the increasing needs of life. Often people think short. Want a home loan solution. Want motorbikes, cellphones, cars, and other credit solutions. Moreover, many credit service providers end up in usury. Terrible, right? It has fallen under usury, they are also being chased so that they immediately pay it off. Many of us have certainly experienced the difficulty of being able to stay away from usury. Eh, it turns out that even those closest to us are exposed to usury. The destructive power of usury is increasingly systemic and regardless of one's background. Allah SWT has given humans the form of...

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